Your club's own branded finance app: membership dues, donations, funds and season passes — in euros, with full public transparency. No cash, no fees on on-chain payments, and no club access to members' money.
Thousands of small clubs still run their finances out of an envelope, a notebook and a spreadsheet. The people running them are volunteers — while their members pay for everything else with a phone.
Cash collected at training, paper lists, spreadsheets that never quite reconcile. A volunteer treasurer loses weekends chasing the numbers — and everything rests on one person.
Card payments typically cost around 1.5 % + €0.25 per transaction (Stripe, EEA cards) — on a €2 weekly subscription that is a 14 % tax. And a SEPA transfer at most Croatian banks costs the sender €0.25–0.40.
Members pay in — and then see nothing. Where did it go? Who decided? Without transparency, trust erodes, and willingness to give erodes with it.
Everything a club collects, raises and spends — in one place, in euros, on a public record. Every feature below exists in the prototype.
A prepaid model: one Face ID confirmation covers the whole season. Tiers set by the club — say, Supporter at €2/week or Sponsor at €15/month.
amounts are illustrativeCampaigns with a clear goal — renovating the pitch, new floodlights. Anything raised above target flows automatically into the club's standing Solidarity Fund, not into anyone's pocket.
Youth academy, pitch and facilities, kit, senior squad — each fund is its own smart account. Money raised for the children cannot "leak" into other costs.
A public register of expenses: referees, travel, kit, entry fees. Every cost is a transaction in a public ledger — with no personal data, ever.
Non-transferable points for volunteers — coaches, parents, organisers. Only the club can award them, and they can only be spent within the club (~1 point ≈ €1).
illustrativeA season ticket that lives in the wallet, with a QR code at the turnstile — plus SofaStream coverage of away matches, wherever the fan happens to be.
No password, no seed phrase, no crypto jargon. If you can unlock your phone, you can use a club wallet.
At your club's own address (for example lomnica.ff.hr) you create a wallet with a single tap — Face ID or fingerprint. The key stays on your device (Apple/Google Keychain).
You get an IBAN of your own. Every transfer into it automatically becomes EURe — regulated e-money pegged 1:1 to the euro (Monerium, EMI licence).
Dues, a donation or a ticket are confirmed with a single tap. Every transaction lands in the club's public Activity feed — and you decide whether your name is on it or you stay pseudonymous.
Croatia has 1,452 registered clubs and 111,210 players (HNS). From a public catalogue we generated a branded demo for 1,014 of them — colours pulled straight from the crest, a dedicated address, an icon and a splash screen. Nothing to install, nothing to submit.
your-club.ff.hr
Find your club →
This is not "another crypto project": the value is always a euro, the infrastructure is public, and the keys belong to the members.
The season ticket is paid for from the same wallet as the membership dues, and shown as a QR code at the gate. For away matches — SofaStream: live coverage, wherever the fan happens to be.
An honest picture of where things stand: what is built, what is next, what is vision.
1,014 branded demos live on *.ff.hr — colours from the crest, a dedicated address, PWA. A design prototype of the wallet with all 10 screens (mock data).
Monerium EURe integration (sandbox → production) and the first pilot clubs: real dues, real donations, a real public ledger.
Clubs' own domains (nk-your-club.hr), SofaStream in production on *.ss.hr, and packages for federations and leagues with consolidated reporting.
Partnerships with platforms that already live and breathe grassroots football — the natural home for this story would be a platform such as Sofascore (120M+ users a year; Torneo is already digitising amateur sport — 100,000+ teams across 160+ countries). Alongside Monerium, alternative rails are in development — such as Airkuna (EU eID identity + a euro rail).
This is a prototype — the prices are a proposed model, not an offer. Calibrated against the club software market.
A one-off payment instead of a monthly subscription: the Club plan for life, priority access to the EURe pilot, and your club permanently listed as a co-founder of the platform.
No. What sits in the wallet is EURe — electronic money pegged 1:1 to the euro, issued by a licensed EMI (Monerium) and governed by the European MiCA regulation. No exchange rate, no volatility. We deliberately do not use fan tokens.
The key is a passkey stored in the Apple/Google Keychain — you recover it by signing in to your Apple/Google account on the new device, just like everything else. There is no seed phrase to lose.
No. Each member's wallet is a Safe smart account owned exclusively by their passkey. Neither the club nor FootballFans holds the keys — that is the whole point of self-custody.
For EURe and your own IBAN — yes: Monerium runs standard KYC for individuals and KYB for legal entities, exactly like any other regulated financial institution. The wallet itself (the keys) is yours without anyone's permission.
On-chain payments within the club: €0. A SEPA transfer to your EURe IBAN via Monerium's infrastructure: free. For comparison, card payments typically cost around 1.5 % + €0.25 per transaction.
Honestly: the wallet is a design prototype with mock data. What is genuinely real today is the live branded demo for all 1,014 Croatian clubs on *.ff.hr. The next step is the EURe integration with pilot clubs.
1,014 clubs already have a live demo. If you run a club and want to be among the first pilots — get in touch.